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Submitting a consumer proposal to your creditors (video) a consumer proposal is a formal, legally binding process that is administered by a licensed insolvency trustee (lit). A consumer proposal is a legally binding agreement — a legal debt solution in canada that lets you settle your unsecured debts for less than you owe. A consumer proposal could reduce what you owe and stop collection calls, without filing for bankruptcy See how it works and if you qualify.
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A licensed insolvency trustee is responsible for administering your c onsumer proposal, they play a key role in the proposal process.
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